Our Livelihood Program is designed to equip beneficiaries with the tools and resources they need to achieve financial independence.Beneficiaries are organized into Savings and Credit Groups, where they save money collectively. Hope of Family strengthens this process by offering additional funding to these groups, ensuring they have the capital needed to support small income generating activities of beneficiaries.

When a group member identifies a potential income-generating activity, they can borrow money from the group's funds at a very minimal interest rate. These interest payments are reinvested into the group's savings pool, which grows over time. At the end of every six months, members receive dividends from the group, benefiting both individually and as a collective. This system promotes shared responsibility, as members are required to present their business ideas to the group for approval before receiving credit.

Additionally, Hope of Family provides thorough training on managing these Savings and Credit Groups and developing successful business ideas. Only after completing this training are members eligible to receive financial support, ensuring that each participant is well-prepared to launch a sustainable income-generating project.